Dental, Vision and Hearing
Taking care of your dental, vision and hearing health is important to your overall well-being, but it can be costly if you don’t have adequate coverage. When cost is an obstacle, many people miss out on the care they need.
46% of adults over the age of 30 have signs of gum disease.
11,000,000 Americans age 12 and older need vision correction.
20% of the population suffers from hearing loss.
Options to meet your personal medical and financial needs
You have a choice:
- Diagnostic and preventive dental services with 100% coverage every year, with no waiting period for routine dental services.
- Low deductibles of $0, $50 or the maximum of $100 per policy year, per person.
- Maximum benefit of up to $5,000 per policy year, per person, covering dental, vision and hearing care.
Value that improves over time
The longer you can maintain your policy, the greater the benefits and savings you can enjoy. Here’s how:
- Each year (for the first four years that you maintain the policy) you will receive a reward consisting of a 10% annual increase in benefits.
- In the fourth year, you will pay out of pocket only 10% of the service fee for classes 1 and 2.
- The optional deductible suspension6 applies to the entire policy, so starting in your fourth year, your deductible will be $0.
How does your policy work?
Dental, vision and hearing coverage includes more than just routine checkups and protects you from having to pay high out-of-pocket costs.
Your spouse or partner and children will also be covered. You can choose the level of dental coverage that’s right for you and enjoy vision and hearing care benefits, such as:
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- Eyeglasses.
- Contact lenses.
- Hearing aids.
- Hearing aid repairs.
- And many others.